Baccarat looks complicated but it's actually one of the simplest games in the casino: you bet on one of three outcomes — Player, Banker, or Tie — and the dealer does everything else according to fixed rules. There are no decisions after the bet, no strategy, yet one thing matters: the Banker bet is significantly cheaper than any other.
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Two hands are dealt: Player and Banker. The total is measured by the ones digit — 7+8=15 counts as 5. Whoever is closer to 9 wins. A third card is drawn per a fixed table, and the player has no decision to make.
Banker pays 1:1 minus a 5% commission, Player pays 1:1, and Tie typically pays 8:1.
Baccarat tables display colorful boards with result history. They predict nothing: the shoe is virtually memoryless and outcomes are practically independent. It's the same fallacy about streaks seen in roulette, and the same reason doubling systems fail.
There isn't any. Baccarat is a zero-decision game: after you bet, you just watch. If you want a card game where every decision affects the outcome, that's poker — for example Texas Hold'em. Full comparison: house edge.
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